Homeowner’s coverage doesn’t have to be difficult to understand. A basic Homeowners Insurance Policy will cover the following:

  •  The structure of your home
  •  Replacement costs
  •  Personal possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability

You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies 

         (i.e. Jewelry Insurance)

  •  Flood policies
  •  Umbrella policies (additional liability)